Northridge CA – We got a short sale approved yesterday. This file was a fiasco from day one. Despite the incompetence we suffered, we got the file approved thru persistent follow up. The first lender handling the file was incredibly incompetent. Their short fax number didn’t work. We mailed the short sale package to them and they lost it. We mailed it again and they finally got it.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

We would call, e-mail, and fax the short sale negotiator. He wouldn’t get back to us for 2-3 weeks at a time. (This was despite us calling and e-mailing every single day.) We finally got him to call back when we threatened to go to the press with the story.

This incompetency went on for several months. Unfortunately the first buyer got impatient and walked. Fannie Mae was the actual owner of the loan. They eventually fired the first company as the servicer and hired another company. This new company was also fairly incompetent.

Here is what was shocking! The company is a subsidiary of one of the largest information technology companies in the world. The subsidiary’s phone lines didn’t even work properly. The automated prompts went in a circle. Just goes to show how technologically advanced they are!

Finally we were about to get an approval. The short sale negotiator calls us. “I can approve the file if you do this and this”, she says. We make the changes and send them to her. A few days later she calls back. “You need to net us the same amount of money and raise the sales price”, she tells us.

She explained that the file had Mortgage Insurance and they their approval. We talked to the title company and figured out how to make the changes. Fortunately everything worked out ok. We raised the price and had the seller pay the same amount of the buyer’s closing costs. Yes, we had to get a little creative. Please note: Everything was completely legal and ethical.

Here is the point of this crazy story. Short sales are unpredictable. The lenders pile more and more files on each staff person. In my opinion, these staff are overworked and underpaid. Fortunately most short sales are not as bad as this one. If you are persistent and know what you are doing, even the bad short sales can be approved.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Sell Your House Fast at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on Will your Northridge Short Sale Realtor follow up properly to ensure success? is provided as a courtesy to our viewers to help them make informed decisions.

Northridge CA – Some people think that short sales represent a bargain in the real estate world. Some people have said that banks sell short sales for below market value because they want to avoid foreclosure.

That isn’t true. Yes, banks do prefer to sell a property in foreclosure as a short sale. They know that short sales usually sell for more money than a foreclosure. I am sure you are wondering why. Let me explain.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

The problem is that a lot of time the BPOs are inaccurate. A former short sale negotiator called the process a “BPO Mill.” The lenders care more about cost than accuracy. If your short sale realtor doesn’t understand the BPO process, then you are at risk.

Here is what we do to avoid BPO problems. We prepare our own valuation of the property. We give that valuation to the person doing the BPO. Then, if the lender declines the short sale, we ask them why. Many times it is because they think the property is worth more than it actually is. In that case, we have to appeal their BPO value.

We send them our own BPO and all the information to backup our value. Most lenders will review it. They may order a new BPO. Or, they may try to get ours “validated.” That means their valuation department will double check everything. If the valuation department agrees, then they use our BPO for the proper value.

The entire short sale process is actually fairly simple. If the short sale lender declines an offer, then you ask them why. You then have to demonstrate why they should accept the offer. If you have good data to backup your case they will re-consider. That gives your seller a better chance at a successful short sale outcome.

We always track all the sales activity in the neighborhood and surrounding area of the property we are selling. That way we can send updated information to the lender. When we keep them up to date on what is going on in the neighborhood, they are able to make a better educated decision on the short sale.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on Can your Northridge Short Sale Realtor beat the 80% short sale failure rate? is provided as a courtesy to our viewers to help them make informed decisions.

Northridge CA – We have seen many instances where a short sale that should have been approved was denied. If your short sale realtor doesn’t know what they are doing, then you might get stuck with a promissory note that you don’t deserve.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Here is a good example of this happening. A real estate agent had a short sale with one of the largest lenders in America. The short sale negotiator said that they would not approve the short sale unless the seller came to closing with 50k cash. The sellers said no way.

Fortunately, the agent knew that Fannie Mae owned their loan. The good news for the seller is that Fannie Mae does not ask for promissory notes or pursue deficiencies. (There are a couple exceptions, but they didn’t apply here.) If those are Fannie Mae’s Guidelines, then why would the short sale negotiator require the seller to bring 50k to closing?

Turns out the negotiator was not following Fannie Mae’s Short Sale Guidelines. The agent contacted Fannie Mae directly. Within 72 hours a supervisor called from the short sale department. This time they were singing a different tune.

The sale was approved and the promissory note waived. The seller got to walk away owing zero. Why do things like these happen? Because, in our opinion, there is little oversight over the short sale process. Nothing happens when a short sale gets rejected and sells for less as a bank owned property. No, don’t kid yourself, this happens a lot.

These short sale negotiators develop an adversarial mindset. They probably even get paid bonuses based on how much money they squeeze out of short sale sellers. This causes their ego to get in the way of what is best for the owner of the loan. If you are thinking about short selling your home, make sure your agent knows how to research who the owner of your loan is. That info will allow them to negotiate from a position of power. And it will help you avoid a deficiency or promissory note.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on Northridge Short Sale Help: Another short sale almost killed by lender incompetence is provided as a courtesy to our viewers to help them make informed decisions.

Northridge CA – The right agent can make the difference between success and failure on your short sale. You risk losing a lot when your agent doesn’t understand short sales. The short sale can be denied and the home foreclosed. Then you have to wait five years to buy another house. Or, the lender may ask you to repay the loss.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Here are the questions I would ask an agent before hiring them.
Question #1: How many short sales have you listed and sold in the past 6 months? This is important because you want an agent who is up to date on all the potential issues. They should understand the short sale process from start to finish.

Question #2: In the past, what lenders have you negotiated short sales with? It is helpful when the agent you are interviewing has already done short sales with your lender. You know that they will already be familiar with your lender’s policies and procedures.

At a minimum, you should look for an agent with experience with Bank of America, Wells Fargo, and Chase. These are the most common short sale lenders.

Question #3: What can you tell me about my lender and how they work? A knowledgeable and experienced agent will usually know the specifics about your lender. They will be able to tell you what to expect in the process. They will know upfront if the lender is likely to ask for a promissory note or deficiency.

Question #4: What is your track record for success and failure on short sales you have handled in the past? Look at the agent’s track record. If they are hard working and diligent, then they will have a strong track record. That is good news for you.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on Northridge Short Sales: Questions to ask before hiring a short sale agent is provided as a courtesy to our viewers to help them make informed decisions.

Northridge CA – If you caught the show 60 Minutes on December 18th you may have been brought up to date with how dim the housing situation may be in many areas. It’s not so much that houses aren’t necessarily selling or that buyers aren’t looking; but instead they brought to our attention an alarming statistic.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Twenty-Five percent of American homeowners today owe more on their homes at this moment than their homes
will ever be worth. To prove their point they went to Cleveland, Ohio and showed how many homes
were literally being torn down because so many home owners literally have walked away from them
completely and leaving them with the banks. They also showed some situations where the homeowners
were a little more intense about the fact that they absolutely would do everything possible to not be one
of those statistics. The reality was that one woman they showed owed over $100k on a home that was
valued at $50k or less. The value of her home was quickly declining as more and more of her neighbors
simply moved away from the places that had once been their dream homes. Sadly becoming a typical
scenario more and more so throughout American, including Northridge, CA.

These aren’t “slum areas” or low-income areas we are seeing declining. We are watching many high-
end and middle-classed homeowners being faced with the situation of owing so much on their home it’s
just seems more financially sound to give up and walk away. But there are other options and, if you are
guided by the right Realtor, you can end up walking away without (A) damaging you neighborhood with
abandoned homes which becomes a domino effect; (B) completely ruining your financial record; and (C)
being able to hold your head high while “doing it the right way”. We are talking a Short Sale. But is a
short sale something you should think about in the Northridge area and who do you turn to? The answer
is yes, a Northridge short sale can work for you with the right guidance and we can help.

Why should you turn to a realtor to help you in these times of need? The answer, quite simply, is that
lenders tend to work better with an agent and an agent that specializes in short sales and foreclosures is
like using the professional tools you need to get your car back on a road. Most people wouldn’t overhaul
their own engine, even with a great “How To” book to guide you; so why would you attempt to negotiate
with a lender who probably hasn’t been very cooperative with you up to this date as it is?

Working with a professional, experienced agent can help you save your credit and keep your pride intact.
Short sales can often be the best answer for many people who are simply too far behind and owing so
much that it’s like digging a tunnel with a spoon. We’re here to help with making a decision on your
Northridge, CA short sale. We can answer the questions you may have and guide you in the right
directions with our many years of experience. It may be time to give us a call.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on 60 Minutes and The Housing Market – How Does Short Sales in Northridge Fit In? is provided as a courtesy to our viewers to help them make informed decisions.

Northridge CA – I read an interesting book. The author talked about persistence and how it helps you be successful. He told a story about phoning a call center.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

The first person he talked to told him that he couldn’t buy something in bulk for a certain price. Rather than argue with her, he instead hung up and called back in.

The next person he talked to agreed to sell him the product in bulk for the price he wanted. He got what he wanted a lot faster and easier than if he had spent time arguing with the first person.

He gave another example of trying to change his account info with a phone company. The first person tells him he needs to print and sign a form. Then, he must have it notarized and mailed to the company.
The company will then change the account information. Does he willingly go along with her? No.
Instead, he hung up the phone, called in again, and talked to another rep. In just a few minutes that rep had changed the information in the computer system. Goal accomplished.

So what does this have to do with short sales?
We will use this same strategy when we negotiate your short sale. If the first person won’t give us what we want, then we will ask someone else. Now, this can’t be use in all stages of the short sale.

But, it can be used to increase our odds of success. Remember, our goal is to help you wipe out the upside down debt, get rid of any tax liability, and keep your credit intact. We might even be able to get you a $3,000 short sale incentive from your lender.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on Northridge Short Sales: A technique to make short sales easier is provided as a courtesy to our viewers to help them make informed decisions.

Northridge CA – Selling a home is part financial, part logic, and a lot of emotion. Everyone knows that feeling when you walk into the home that’s “the one”; you get that breath taking feeling, the butterflies in the belly and that instant view of your family sitting on that couch in front of the fireplace on a cool fall evening. Those are all emotional aspects and selling a home is definitely based upon the emotions of the buyer.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

When you’re selling a home you have to appeal to the emotions of the potential buyer as well as their financial desires. If your home has absolutely no furniture in it you may find that the potential buyer spends more time on trivial things like chipped paint, spots on the carpet and cracks in the plaster. They notice unmatched patches from where paintings were and the way the carpet is more worn in one area than in others. These trivial things are things that, if there were furniture in the home to distract their attention a bit, they probably wouldn’t even notice; but without furniture they stand out quickly.

Of course obvious problems like a huge crack down a wall is going to be noticed with or without furniture; but if you have all of the paintings and decorations hanging on the walls when they’re looking they’re going to see the style and accents of the home instead of the outline of where the paintings were. They won’t be seeing where the walls are faded and thinking ‘this room definitely needs painted’ and adding it to the check list of work they’ll need to do to make this their perfect home. If you have a couch and chair they’re not going to notice where the wearing of the rug may be as it’s pretty rare buyers will pull furniture out to look under and behind it. Those small paint chips at the baseboards from typical wear and tear aren’t going to be as noticeable. They’ll be busy seeing how well you fit in an entire dining room set along with a large china cabinet and a small accent table into the dining room, realizing how big it is as opposed to seeing it appear smaller and wondering if it will fit their entire dining set.

To a buyer looking at an empty room they see ‘work that needs to be done on the home’ and ‘uncared for little things’ as opposed to when they move into it seeing the house empty for the first time when they’d call these same issues a few simple fixes for the “Honey Do List”.

A room filled with furniture is much more “homey” and inviting than an empty, voice echoing house. It’s so much easier to find warm feelings and a welcoming atmosphere in a house that feels lived in with furniture and some personal surroundings. Many people actually rent furniture; staging their home to make it look lived in. Doing this puts more emphasis on the coziness of the home as opposed to the little imperfections. It’s a proven fact that a home will sell faster when it feels inviting and lived in, so it may be worth raiding your family room and doing without a few seats or renting a few rooms of furniture for a month while you have Open Houses and are trying to sell your home. You want the potential buyers to easily picture their family in your home, so making sure your house is staged to look lived in. Give the potential buyers an old fashioned, welcome home feeling the minute they walk in.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on Why Isn’t My Vacant Home Selling As Fast As Others in the Northridge is provided as a courtesy to our viewers to help them make informed decisions.

Northridge CA – Short Sales are a situation that can often cause emotional turmoil as well as financial. It’s amazing how quick people are to judge others but times may be changing when it comes to today’s financial situations. We’re all feeling tough times. We all have seen local businesses close, people we know losing jobs they’ve had for years, and seen how the cost of living increases while the income we’re making doesn’t seem to be keeping the same pace.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Most of us don’t speak “legal-eze” and personally I’m thankful that most of us also don’t operate like some lenders. It’s hard to understand why a lender will jump at doing a Short Sale on a home as opposed to working with someone who’s done everything in their power to make right the situation they’ve ended up in, being overdue with the lender.

Many lenders somehow find it more logical to do a Short Sale than to work with the original owner and re-finance or negotiate terms that make it more reasonable for the owner to make regular payments again. Placing the overdue amounts at the end of your loan and putting you back on track seems more logical to you and I than taking a Short Sale. But then again, when does our logic seem to match the logic of most lenders?

What we have noticed though is that while we are all together in this financial mess of our economy we also seem to be more sympathetic and understanding about the situations of others. Friends and neighbors aren’t so quick to judge those who suddenly have a “Foreclosure” or “Short Sale” sign on their front lawn. People have become more sympathetic to those in their community who have been hit hard by hard times. There is no longer a scarlet letter worn by those who have hit hard times and find themselves having to give up their home via a Short Sale.

There is no shame in Short Sales. In most cases the home owners have approached their lender in every possible way, using every possible means to keep their home. Most lenders turn down every option other than literally snapping your fingers and coming up with all of the money owed instantly, no matter what the situation may be. These lenders should bear all of the shame for creating situations that don’t allow for a good, honest homeowner to maintain their dream.

A Short Sale is an option that is taken to help keep your dignity, sell your home, and have a fresh start. Many take this choice hoping to do less harm to their credit rating. Many times friends and neighbors will not only understand your situation but will respect that you’ve remained dignified through a terrible crisis in your life. Each of us understands that we are almost all only a paycheck away from being on the streets in today’s economy.

As we work together to make things better, one of the things we notice is that there truly is a lot less judging and finger pointing going on in life and a whole lot more understanding and help. The fingers are pointing to the lenders now instead.

We are here to help you understand and get through making the choices you need to make regarding a Short Sale of your home. We have the knowledge and training behind us to make your transition as smooth as possible. Most of all we will treat you with respect and help you not only make the experience understandable, but bearable. We can give you information that will give you hope and show you that the future may have a better picture ahead and even another home some day with our help. There is no shame in taking the option of a Short Sale and we are here to show you.

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on Northridge Short Sales: Should I Be Embarrassed by Doing a Short Sale is provided as a courtesy to our viewers to help them make informed decisions.

Northridge CA – No matter what the circumstances are when you’re selling your home, you want to get top dollar for it. For the potential owner it’s like their birthday, or Christmas, or Hanukkah. So, why not GIFT WRAP your home for them? As silly as that seems that’s exactly what you are doing when you are putting your home up for sale. You are presenting a large gift to the potential owners and one of the first things to attract their attention is the packaging. You want them to take their first look and say, “That’s the one I want” even before they’ve stepped inside your home.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

When you’re sitting there at a holiday get together or at a birthday party, the first package that catches your eye is the package that’s wrapped perfectly. The one gift that looks well cared for and beautiful on the outside. From that one look of the outside wrapping of that gift you just know that whatever is inside has to be something special if the person took that amount of time in wrapping it so perfectly.

The same goes in the opposite direction also. If someone stops at the last minute and literally just leaves the gift in the bag from the store they bought it from and slaps a bow on it, your first thought isn’t “wow that’s got to be a great gift” but instead you probably barely glance in that direction. It could be a great gift but the presentation says that the gift giver didn’t put a whole lot of time, effort and thought into it so chances are whatever they bought didn’t have a whole lot of thought put in it either.

Your home is much like that birthday gift or special holiday gift. The “wrapping” is the outside curb appeal. If someone is driving by and they see this beautifully wrapped home, one with perfect lighting placed in just the right spots, clean driveways and sidewalks, trimmed bushes and freshly painted trim they’re going to take a second look. However, driving by the house that is just sitting in a plain bag with a bow, trim peeling, overgrown, untrimmed bushes and landscape with no appealing lighting on to help them see the entire area is going to cause the potential buyer to literally not even give the house a second look as they drive by.

The inside of the house could be immaculate and have every amenity imaginable but because it wasn’t “wrapped” in beautiful gift wrap with a sparkling bow and attention grabbing beauty, it will either be passed by or if out of desperation they do look further they’re going to offer a lot less simply based on the shabby packaging.

So that’s curb appeal. Curb appeal is the beauty a potential buyer sees from the outside before they ever even begin to approach the inside. Curb appeal is what makes them say, “We should really take a look at this one!” You can see how important it is that the curb appeal of your home be that perfectly wrapped package. Make your house be the package that jumps out amongst the other gifts. Make those potential buyers drive by and say “We have to open that package! Anyone who took the time to make it look so perfect has to have good taste! It can only get better from here!”

That is how important curb appeal is in selling your home. Make your home shine from the outside in and give them the feeling that with a beautiful bow and perfectly matched paper, this is the gift they want to open!

Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Sell Your House Fast at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on Northridge Short Sales: The Importance of Curb Appeal When Selling Your Home is provided as a courtesy to our viewers to help them make informed decisions.

Northridge CA – The Stop Foreclosure Institute recently received a question from James. Here is his question.

“I am upside down by $300,000 on my home. I want to move, but I am concerned about having that $300,000 debt chasing me for the rest of my life. A friend mentioned I could get it wiped out in bankruptcy.

So, here is my question. Should I short sale and then declare bankruptcy. Or just declare bankruptcy and get rid of the house in the bankruptcy? James.”

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Here was our answer to James’s Question. James, here is something you don’t know. In most short sales, the upside down debt will be erased.

Yes, the banks will forgive the upside down debt. We recently had a homeowner short sale a house where their bank lost over $400,000. They received a complete release on the debt.

The debt was gone and he had no need to declare bankruptcy. Not a bad deal, no? Here is the good news for you. First, many states have laws that forbid banks from pursuing you for a deficiency after a short sale or foreclosure.

Second, most lenders do not pursue borrowers. In fact, they will specifically release you from the debt. But, every situation is different.

Talk to an experienced short sale realtor in your area to get more specifics. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at savethehouse4me@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 213 445 2277

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Northridge loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Will Wheaton.

Will is a Real Estate Agent at Keller Williams R.R. Gable. Northridge Short Sales Realtor:

Phone: 213 445 2277. savethehouse4me@gmail.com.

View My homes for sale at www.willwheaton.kwrealty.com.

Sell Your House Fast at www.willwheaton.kwrealty.com.

Will Wheaton specializes in loan modification assistance and short sales in Northridge California. Northridge Loan Modification Help, Northridge Short Sales. Northridge Short Sale Realtor. Granada Hills CA Short Sale Realtor. Reseda CA Short Sale Realtor. Canoga Park CA Short Sale Realtor. Santa Clarita CA Short Sale Realtor. Encino CA Short Sale Realtor. Palmdale CA Short Sale Realtor. Chatsworth CA Short Sale Realtor. Sylmar CA Short Sale Realtor. Sherman Oaks CA Short Sale Realtor. Los Angeles CA Short Sale Realtor. Northridge CA Short Sales. Northridge Realtor.

Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Will Wheaton, Keller Williams R.R. Gable, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

The views expressed here are Will’s personal views and do not reflect the views of Keller Williams R.R. Gable.

This information on Northridge Short Sale Question: Should I Short Sale Or Declare Bankruptcy? is provided as a courtesy to our viewers to help them make informed decisions.